Mosaic Credit Union
Earn up to 1.5% cashback at Mosaic Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Mosaic Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Mosaic Credit Union (Mosaic FCU) is a community-chartered credit union based in Harrisonburg, Virginia. Membership is open to anyone who lives, works, worships, or attends school in Harrisonburg, plus employees of select partner companies. It offers checking and savings accounts, auto loans, mortgages, credit cards, personal loans, and business banking services.
Mosaic Credit Union has served the Harrisonburg, Virginia community since the 1980s, growing from its roots with local poultry and agriculture employers into a member-owned financial home for anyone who lives, works, worships, or studies in the area. As a not-for-profit cooperative, Mosaic reinvests earnings back into members through competitive savings rates, affordable auto loans, mortgages, and friendly local service you won't find at a big bank. While you build your financial future with Mosaic, members can also use Fluz to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments � stretching every dollar further, together.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.