Municipal Credit Union (MCU), founded in 1916, is a state-chartered, NCUA-insured credit union headquartered in New York City. It is the oldest credit union in New York State and the largest in the metro New York area, serving roughly 425,000 members � NYC municipal, state, and federal government employees and their families � through about 18 branches and $4.68 billion in assets.

For over a century, Municipal Credit Union has been the financial home for New York City's municipal workers, teachers, transit employees, and civil servants � growing since 1916 into one of the largest credit unions in the country. If you bank with MCU, open the Fluz app to earn cashback and rewards when you make loan payments or everyday purchases, stacking real savings on top of the not-for-profit rates MCU already offers its roughly 425,000 members. It's an easy way to get more out of banking with the credit union that's helped generations of NYC public servants build financial security.