Musicians Credit Union
Earn up to 1.5% cashback at Musicians Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Musicians Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Musicians Federal Credit Union, chartered in 1966 and based in Arlington, Texas, serves professional musicians connected to the Dallas/Fort Worth Professional Musicians Association and their families. Understanding the irregular income of performing life, MFCU provides savings, personal loans, and financing geared toward instruments and gear.
Gigging life means feast-or-famine paychecks, and Musicians Federal Credit Union has understood that groove since 1966. Serving Dallas-Fort Worth's professional players, this Arlington-based cooperative finances instruments, smooths out cash flow between shows, and treats artists like the professionals they are. Keep the encore going with Fluz: buy gift cards through the app for strings, gas to the next venue, late-night meals after load-out, and studio supplies � and collect cashback on all of it. Stack those rewards into your MFCU account for the off-season. When your bank speaks musician and your spending pays you back, that's harmony.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.