NAFT Federal Credit Union serves Pharr, Harlingen, and South Texas members under the �Neighbors and Families Together� identity. It offers checking, auto loans, personal loans, cards, online banking, and member perks designed for local households and families.

NAFT Federal Credit Union is a South Texas credit union built around neighbors, families, and accessible financial services. Members can manage checking, cards, auto loans, personal loans, online access, and other everyday banking needs through a local cooperative. Using Fluz with an eligible NAFT card can help members earn extra cashback at participating merchants while keeping their spending tied to a community-focused credit union.