National J. A. C. L. Credit Union
Earn up to 1.5% cashback at National J. A. C. L. Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at National J. A. C. L. Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
National JACL Credit Union, founded in 1943 by members of the Japanese American Citizens League, is headquartered in Salt Lake City, Utah, and serves JACL members nationwide as well as Salt Lake County residents. It offers savings and checking accounts, auto and personal loans, mortgages, home equity loans, credit cards, and online banking.
Born in 1943 out of the Japanese American Citizens League's fight for fair access to banking, National JACL Credit Union has grown into a full-service cooperative in Salt Lake City, offering mortgages, auto loans, home equity lines, and everyday checking and savings with a mission rooted in community and equity. Whether you're a JACL member or a Salt Lake County neighbor, you'll find personal service here. Members can also use Fluz to earn cashback and rewards on everyday spending, gift card purchases, and bill payments, adding more value to banking with National JACL Credit Union.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.