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Natrium Employees Credit Union

Earn up to 1.5% cashback at Natrium Employees Credit Union.

Pay with a virtual card and earn cashback.

Offer terms

Get 1.5% cashback at Natrium Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving workers at the Natrium chemical plant along the Ohio River, Natrium Employees Federal Credit Union operates out of Proctor, West Virginia. The cooperative delivers savings accounts, checking, and affordable loan options to plant employees and their families, emphasizing hometown service and member ownership over big-bank profits.
From the banks of the Ohio River in Proctor, West Virginia, Natrium Employees Federal Credit Union has quietly powered the financial lives of chemical plant workers for generations. Members count on it for savings, checking, and loans with rates that respect a hard-earned paycheck. Ready to stretch that paycheck even further? Fire up Fluz before your next purchase! Buying gift cards through the Fluz app earns you instant cashback at hundreds of national brands�gas, groceries, streaming, you name it. Stack those rewards, then tuck the extra money into your Natrium EFCU account and watch your balance climb.
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.

Natrium Employees Credit Union