Neighborhood Trust Federal Credit Union
Earn up to 1.5% cashback at Neighborhood Trust Federal Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Neighborhood Trust Federal Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Neighborhood Trust Federal Credit Union is a community-development institution serving Upper Manhattan. It provides inclusive accounts, small loans, digital banking, and financial access for underserved New York City residents.
Neighborhood Trust Federal Credit Union serves Washington Heights, Inwood, Hamilton Heights, West Harlem, and surrounding Upper Manhattan communities. The credit union specializes in practical financial products for people who may be underserved by mainstream banks, including accessible accounts, small-dollar credit, and digital services. Its community-development mission emphasizes financial stability and economic opportunity. Members can review current account options, mobile banking, and eligibility information through the official website.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.