Niagara Regional Federal Credit Union is a New York-based financial cooperative serving members with savings, checking, loans, online banking, mobile banking, and personal financial services. Founded to support local members, the credit union focuses on individualized service, member education, and practical banking solutions for households in the Niagara region.

Niagara Regional Federal Credit Union offers member-focused financial services, including savings accounts, checking, auto loans, personal loans, online banking, mobile banking, bill pay, recurring transfers, and account alerts. Serving the North Tonawanda and Amherst area, the credit union emphasizes personal service and financial education. Use Fluz to maximize rewards on eligible purchases while managing everyday expenses. With Fluz, members can earn cashback on qualifying transactions and add more value to routine spending wherever Fluz is accepted.