Chartered in 1960 and based in Sanborn, New York, Niagara-Wheatfield FCU is a small community cooperative with about $22 million in assets serving Niagara County residents, school district employees, and their relatives. The single-branch credit union provides savings, loans, credit cards, and everyday banking with a personal, small-town touch near the Niagara Falls region.

Since 1960, Niagara-Wheatfield FCU has kept banking simple and neighborly for families around Sanborn and the greater Niagara County area, offering savings, loans, and credit cards without the impersonal feel of a national chain. It's the credit union equivalent of knowing your neighbors by name. Stretch your paycheck further by using your NWFCU debit or credit card for gas, groceries, and errands around Niagara Falls, and when you load funds or shop through Fluz, you'll start earning cashback rewards layered on top of the credit union's member-focused rates, a small-town bank account with a big-city bonus.