North Western Employees Credit Union
Earn up to 1.5% cashback at North Western Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at North Western Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Based in Council Bluffs, Iowa, North Western Employees Credit Union is a member-owned cooperative offering share savings, youth and holiday club accounts, certificates, and IRAs alongside auto, personal, boat, RV, and motorcycle loans. Members also enjoy online and mobile banking, debit cards, and local perks like discounted Adventureland tickets.
Small-town service with real financial muscle�that's North Western Employees Credit Union in Council Bluffs, Iowa. From auto and ATV loans to holiday club savings, share certificates, and a handy mobile app, NWECU keeps everyday banking simple and personal for its member-owners. And here's a smart move for savvy members: pair your NWECU debit card or account with the Fluz app to earn cashback on gift cards for gas, groceries, and everything in between. Every purchase becomes a chance to stack rewards, so your money works harder whether you're saving for a boat or just filling the tank.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.