Northern Colorado Credit Union
Earn up to 1.5% cashback at Northern Colorado Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Northern Colorado Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Northern Colorado Credit Union (NCCU) is a member-owned, not-for-profit financial cooperative headquartered in Greeley, Colorado, open to anyone who lives or works in Weld or Larimer County. It offers checking and savings accounts, auto and personal loans, mortgages, HELOCs, credit cards, CDs, money markets, and IRAs, plus online and mobile banking.
Northern Colorado Credit Union has served Greeley and the surrounding Weld and Larimer County community since its roots as a University of Northern Colorado credit union in 1935. As a not-for-profit cooperative, NCCU offers competitive rates and low fees on checking, savings, auto loans, mortgages, HELOCs, CDs, and credit cards, plus the personal service of a true hometown credit union. Alongside everyday banking with NCCU, members can also use Fluz to earn extra cashback and rewards on everyday spending, gift cards, and bill payments, making every dollar go further while banking locally with a credit union that puts members first.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.