Northern Redwood Federal Credit Union is a member-owned, community-based credit union headquartered in Arcata, California, serving Humboldt County. Chartered in 1955 originally for Simpson Timber Company employees, it later became a community-chartered institution. It offers checking and savings accounts, auto and mortgage loans, credit-building tools, and online and mobile banking. Not to be confused with the larger Redwood Credit Union.

Northern Redwood Federal Credit Union has roots stretching back to 1955, when it began serving Simpson Timber Company workers before growing into the friendly, community-owned credit union it is today, welcoming anyone who lives, works, or worships in Humboldt County. Members enjoy competitive rates on new and used auto loans, home financing, everyday checking with a rewards debit card, and easy online and mobile banking, all backed by genuine local, member-first service instead of big-bank fees. While handling everyday finances with Northern Redwood FCU, members can also use Fluz to earn extra cashback and rewards on everyday spending, gift cards, and bill payments, making Humboldt County dollars go even further.