Northern Redwood Credit Union
Earn up to 1.5% cashback at Northern Redwood Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Northern Redwood Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Northern Redwood Federal Credit Union is a member-owned, community-based credit union headquartered in Arcata, California, serving Humboldt County. Chartered in 1955 originally for Simpson Timber Company employees, it later became a community-chartered institution. It offers checking and savings accounts, auto and mortgage loans, credit-building tools, and online and mobile banking. Not to be confused with the larger Redwood Credit Union.
Northern Redwood Federal Credit Union has roots stretching back to 1955, when it began serving Simpson Timber Company workers before growing into the friendly, community-owned credit union it is today, welcoming anyone who lives, works, or worships in Humboldt County. Members enjoy competitive rates on new and used auto loans, home financing, everyday checking with a rewards debit card, and easy online and mobile banking, all backed by genuine local, member-first service instead of big-bank fees. While handling everyday finances with Northern Redwood FCU, members can also use Fluz to earn extra cashback and rewards on everyday spending, gift cards, and bill payments, making Humboldt County dollars go even further.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.