Oc Credit Union
Earn up to 1.5% cashback at Oc Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Oc Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Oc Credit Union is a regional credit union serving California, with financial services shaped around Orange County members and Southern California communities. Members can access practical banking solutions such as checking, savings, loans, digital account tools, and payment services while working with a cooperative institution focused on local relationships and member value.
Built around practical service and member ownership, Oc Credit Union supports Orange County members and Southern California communities with financial tools designed for everyday life. Products may include checking accounts, savings programs, vehicle loans, personal loans, home financing, and secure digital banking. The institution�s role is especially valuable for members who prefer personal service and financial guidance rooted in their community. Using Fluz for shopping, dining, travel, or gift card purchases can turn routine payments into extra cashback opportunities.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.