Ocean State Credit Union is a member-owned credit union serving members in Rhode Island. It offers practical banking services such as checking, savings, loans, cards, and digital access, with an emphasis on member value, local relationships, and financial support tailored to households, workers, and communities.

Known for member-first financial service, Ocean State Credit Union supports individuals and families with everyday banking and lending solutions. Products such as checking, savings, vehicle loans, personal loans, mortgage solutions, and mobile banking support a wide range of financial needs. That mix of local knowledge and cooperative ownership helps distinguish it from larger, more transactional banking options. Using Fluz alongside an eligible payment card can help members stack extra cashback with their existing card benefits at participating merchants.