One Thirteen Credit Union
Earn up to 1.5% cashback at One Thirteen Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at One Thirteen Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
One Thirteen Credit Union is a Colorado Springs, Colorado cooperative located on North Chestnut Street. Compact by design and member-focused by mission, it supplies checking, savings, and consumer lending to its field of membership, giving Pikes Peak region households a personal alternative to the area's large banking chains.
Big rewards can come from small institutions. One Thirteen Credit Union in Colorado Springs keeps banking wonderfully uncomplicated, with savings, checking, and loans priced for members rather than shareholders. Living at the foot of Pikes Peak is not cheap, though, which is where Fluz steps in. Snag gift cards through the Fluz app before shopping, fueling up, or ordering dinner and pocket cashback on every purchase, instantly. Whether you are saving for a mountain getaway or just taming the monthly budget, combining One Thirteen's member-first rates with Fluz cashback keeps more money climbing into your account.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.