Open Banking Payment

Earn up to 1.5% cashback

Earn instant cashback when you pay with a virtual card at Open Banking Payment.

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Earn 1.5% everywhere

Earn instant cashback everywhere Mastercard is accepted.

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Ditch unwanted subscription charges and surprise fees with cards that lock on the date you set.

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Earn wherever you shop with the convenience of your mobile wallet.

Open Banking Payments are bank-to-bank transactions initiated via third-party payment providers (PISPs), authorized by customers. They offer a fast, secure, and low-cost alternative to traditional card payments.

Open Banking Payments: Direct, Secure Bank Payments via API with Virtual Card Convenience Open Banking Payments allow users to pay merchants directly from their bank accounts through licensed third-party providers (PISPs), eliminating intermediaries like Visa or Mastercard. By linking your Fluz virtual card with platforms offering Open Banking Payment options, you can fund transactions quickly and securely from your bank—without traditional card use or manual payments. This ensures seamless checkout and financial control, enabling you to focus on shopping rather than payment friction.