Optionsv
Earn up to 1.5% cashback at Optionsv.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Optionsv with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Options Credit Union, headquartered in Littleton, Colorado, was founded in 1979 by members of the Denver Bar Association. Today it serves Colorado's legal community and beyond with auto and powersports loans, credit cards, credit-builder products, student lending, and full digital banking, all federally insured by the NCUA.
From courtroom to checkout, your money deserves an advocate. Options Credit Union has backed Colorado's legal community since 1979, growing from a Denver Bar Association co-op into a flexible, member-first institution offering auto loans, credit cards, credit-builder tools, and slick digital banking. Integrity and transparency drive every decision. Here's a smart verdict for your wallet: add Fluz to the mix. With Fluz you unlock instant cashback on gift cards for the brands you already shop, turning routine spending into real rewards you can sweep straight into your Options savings. More options, more cashback, more reasons to smile.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.