Perfect Circle Credit Union
Earn up to 1.5% cashback at Perfect Circle Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Perfect Circle Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Perfect Circle Credit Union has served working families in Wayne and Henry Counties since 1932, offering checking, online banking, mobile access, debit cards, credit cards, auto loans, and mortgages.
Perfect Circle Credit Union is an Indiana credit union with roots dating back to 1932. Serving working families in Wayne and Henry Counties, PCCU provides checking accounts, online banking, mobile app access, debit and credit cards, auto loans, mortgage loans, and other member services. Its long-standing �People Helping People� philosophy gives the institution a local, relationship-based identity for members who want affordable banking and lending in eastern Indiana.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.