Phb Employees Credit Union
Earn up to 1.5% cashback at Phb Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Phb Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
PHB Employees Federal Credit Union, a not-for-profit cooperative on West Ridge Road in Fairview, Pennsylvania, has supported select employee groups from area businesses and their immediate families since 1949. Products include fee-free checking, share certificates, IRAs, youth and Christmas club accounts, plus auto, personal, and equity loans.
Since 1949, workers around Fairview and Erie County have counted on PHB Employees FCU for banking that puts members ahead of profits: fee-free checking, low-rate vehicle loans, Christmas clubs, and credit cards starting at just 9% APR. Here is how to squeeze even more from every paycheck: open Fluz, buy a gift card for the store you are headed to, and collect cashback instantly at checkout. Groceries, gas, streaming, takeout, it all earns. Your credit union protects your money with cooperative values; Fluz multiplies it with rewards. Together they make northwestern Pennsylvania living a little richer.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.