Phi Beta Sigma Federal Credit Union has operated in Washington, D.C. since 1986 to serve members of Phi Beta Sigma Fraternity, Zeta Phi Beta Sorority, and their relatives nationwide. This small, affinity-based cooperative offers share draft checking, certificates, and basic lending, giving fraternity and sorority members a values-aligned alternative to conventional banks regardless of where they live.

Built by and for the Phi Beta Sigma Fraternity and Zeta Phi Beta Sorority family, this Washington, D.C.-based credit union has offered members-only financial services since 1986. Beyond checking and savings, it represents brotherhood and sisterhood translated into shared financial strength nationwide, no matter which chapter you call home. Members enjoy share certificates, everyday accounts, and the comfort of banking with people who share their values. Pair your Phi Beta Sigma FCU debit card with Fluz to start earning cashback on everyday spending, adding an extra reward layer to the financial home your fraternity and sorority built together.