Port Arthur Teachers Credit Union
Earn up to 1.5% cashback at Port Arthur Teachers Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Port Arthur Teachers Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Port Arthur Teachers Federal Credit Union (PATFCU) is a federally chartered credit union in Port Arthur, Texas, serving anyone who lives, works, worships, or attends school within the Port Arthur Independent School District. Members can access checking and savings accounts, auto loans, credit cards, direct deposit, payroll deduction, and 24/7 online and mobile banking services.
For educators and school district families in Port Arthur, Texas, Port Arthur Teachers Federal Credit Union offers a hometown alternative to big banks � friendly service, competitive rates on savings and loans, and everyday conveniences like direct deposit, payroll deduction, and 24/7 online and mobile banking. Whether you're financing a car, building an emergency fund, or just want a checking account that feels personal, PATFCU is built around the Port Arthur ISD community it serves. Alongside banking locally with PATFCU, members can also use Fluz to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments � stretching every paycheck a little further.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.