Railway Employees Credit Union
Earn up to 1.5% cashback at Railway Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Railway Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Based in Muscle Shoals, Alabama, Railway Employees Credit Union serves railroad workers, their families, and members of its field of membership. This member-owned cooperative offers everyday essentials such as savings and share accounts, checking, competitive vehicle loans, and personal lending, all delivered with the neighborly, low-cost service that community credit unions are known for.
Ever wish your bank felt more like a partner than a paperwork machine? At Railway Employees Credit Union in Muscle Shoals, members come first, and that shows up in fair loan rates, friendly service, and profits returned to the people who bank there. Whether you are financing a truck, building your savings, or handling day-to-day checking, the team keeps things simple and personal. Pair your smart money habits with the Fluz app and you can stack cashback and rewards on the gift cards and everyday purchases you already make, letting your dollars stretch further while your credit union looks after the rest.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.