Raiz Federal Credit Union
Earn up to 1.5% cashback at Raiz Federal Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Raiz Federal Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Raiz Federal Credit Union is an El Paso-based cooperative serving local households and businesses with bilingual financial guidance, banking products, and lending solutions.
Rooted in El Paso since 1936, Raiz Federal Credit Union combines personal and business banking with a strong focus on financial education. Membership is available to people who live, work, worship, or attend school in El Paso County, as well as qualifying family members. Raiz offers checking, savings, certificates, consumer loans, mortgages, commercial services, and mobile banking designed around the needs of the border community.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.