Founded in 1936 by ten African American teachers during the Great Depression, Richmond Heritage Federal Credit Union was created to serve a community excluded from mainstream banking in Richmond, Virginia. Headquartered on West Commerce Road, it continues that legacy today with savings plans, affordable loans, and financial services rooted in preserving that history.

Richmond Heritage Federal Credit Union carries a powerful story: ten Black educators pooling resources in 1936 to build a financial institution that welcomed everyone, at a time when so many doors were closed. Today it still lives that mission, offering low-cost loans and everyday accounts with genuine community spirit. Bank here and add Fluz to the equation for an easy cashback boost � load your account or use your card for shopping and watch the rewards add up, all while supporting a credit union whose roots run deep in Richmond's history of resilience and self-reliance.