Ripco Credit Union
Earn up to 1.5% cashback at Ripco Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Ripco Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Ripco Credit Union is a community credit union serving northern Wisconsin. It provides home loans, personal loans, CDs, HELOCs, online banking, and local branch service, along with member support that reflects the cooperative model: competitive value, financial access, and service focused on the people and communities it was created to support.
Ripco Credit Union focuses on making financial services approachable for members throughout northern Wisconsin. The credit union offers home loans, personal loans, CDs, HELOCs, online banking, and local branch service, along with digital tools and guidance that help members stay connected to their accounts. With a cooperative foundation, it prioritizes member value, accessible service, and responsible financial growth. For groceries, dining, travel, or online shopping, Fluz can help Ripco Credit Union members unlock more rewards on qualifying transactions with an eligible card.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.