RT Federal Credit Union, formerly Rome Teachers Federal Credit Union, is a community-chartered credit union headquartered in Rome, New York, founded in 1958. It serves people who live, work, worship, or attend school within 36 school districts across the Mohawk Valley, North Country, and Central New York. Services include checking, savings, certificates, auto and personal loans, mortgages, student loans, and online/mobile banking.

Since its days as Rome Teachers Federal Credit Union, RT Federal Credit Union has built its reputation on genuine, community-first banking for Rome, New York and the surrounding Mohawk Valley, North Country, and Central New York school communities. Members enjoy competitive rates on savings and certificates, friendly service on checking and loans, and hometown support for auto, personal, and home financing, all built around real relationships rather than big-bank fees. Whether you're saving for a car, a home, or your child's education, RT Federal Credit Union treats you like a neighbor, not a number. Members can also use Fluz to maximize cashback and rewards on everyday spending, gift card purchases, and bill payments, stretching every dollar further alongside their RT membership.