San Joaquin Power Employees Credit Union
Earn up to 1.5% cashback at San Joaquin Power Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at San Joaquin Power Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
San Joaquin Power Employees Credit Union serves utility and power-industry members with cooperative banking rooted in employee service. It offers practical financial products such as savings, checking, loans, and online access to help members manage finances, borrow affordably, and support household goals.
San Joaquin Power Employees Credit Union reflects an employee-based credit union tradition, supporting members connected to the power and utility community. Members can access everyday accounts, lending services, and digital banking tools designed for convenience and personal financial planning. Its cooperative structure keeps the focus on member value and trusted service. By using an eligible San Joaquin Power Employees Credit Union card through Fluz, members can add cashback and rewards opportunities to everyday purchases at participating merchants.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.