Monterra Credit Union is a full-service financial institution, serving members throughout San Mateo County, the City of Palo Alto, and the San Francisco Bay Area. Explore our personal, business and wealth management solutions, including checking accounts, savings accounts, retirement accounts, credit cards, personal loans, mortgages and much more. Bank online, through our mobile app or visit one of our conveniently located branches in San Mateo, Redwood City, Half Moon Bay, South San Francisco, East Palo Alto, and Daly City, California.