Chartered for the county workforce of Schenectady, New York, Schenectady County Employees Federal Credit Union delivers cooperative banking to municipal and county staff. Members get savings shares, affordable loans, and online account access through a locally run institution that returns earnings to its member-owners rather than outside shareholders.

Serving the people who serve Schenectady County, this federal credit union gives New York county employees a financial home base with honest rates, simple savings, and convenient online banking. Every dollar deposited supports fellow members instead of distant shareholders. Looking to squeeze more value from your spending? Fire up the Fluz app and earn cashback every time you buy gift cards for shopping, dining, streaming, or fuel. Your credit union handles the saving and borrowing; Fluz handles the rewards on everything you buy. Together they make sure Capital Region public servants never leave money sitting on the table.