Sidney Federal Credit Union
Earn up to 1.5% cashback at Sidney Federal Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Sidney Federal Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Sidney Federal Credit Union is a New York-based community cooperative serving the Southern Tier and surrounding areas through branches, lending, and digital banking.
Sidney Federal Credit Union, commonly known as SFCU, serves individuals, families, and businesses across communities in upstate New York. The credit union offers checking, savings, mortgages, vehicle loans, credit cards, business services, insurance options, and mobile banking. Its local branch network and community-oriented approach make it a recognizable financial institution across the Southern Tier and Central New York.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.