Smw 104 Credit Union
Earn up to 1.5% cashback at Smw 104 Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Smw 104 Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving sheet metal workers, union members, and families, Smw 104 Credit Union focuses on deposit accounts, auto financing, mortgage resources, cards, and online services shaped around member needs rather than shareholder profit.
Smw 104 Credit Union helps sheet metal workers, union members, and families handle daily banking and larger financial goals through a member-first credit union experience. Instead of a one-size-fits-all national bank model, the institution emphasizes accessible service, practical lending, savings options, and digital convenience. Members can manage bills, deposits, loans, and purchases with tools designed for real-life financial needs. Fluz adds another way to maximize value: use an eligible Smw 104 Credit Union payment card through Fluz to earn cashback on qualifying shopping, dining, travel, and gift card purchases.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.