South Metro Credit Union
Earn up to 1.5% cashback at South Metro Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at South Metro Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Created to help members move forward financially, South Metro Credit Union provides member-owned banking for Twin Cities south metro. Its services include checking, savings, mortgages, auto loans, business services, mobile banking, giving members convenient ways to save, borrow, pay, and manage money with a cooperative institution focused on long-term financial wellness.
South Metro Credit Union is a Minnesota credit union helping members manage everyday finances serving Twin Cities south metro with financial services built around member needs rather than shareholder profit. Members can use products such as checking, savings, mortgages, auto loans, business services, mobile banking to manage daily finances, plan major purchases, and access support from a cooperative institution. With Fluz, members can shop participating merchants and earn additional cashback while keeping their preferred credit union card at the center of their spending.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.