At the tip of the Florida Keys, Southernmost Federal Credit Union has served Key West and Monroe County since the mid-twentieth century. Island residents rely on it for checking, savings, auto and boat loans, mortgages, and mobile banking backed by federally insured, not-for-profit ownership.

Ninety miles from Cuba and worlds away from impersonal banking, Southernmost Federal Credit Union gives Key West locals a true island financial home. Conchs and Keys newcomers alike tap into checking, savings, boat and auto loans, and mortgages priced for members rather than shareholders. Make paradise even sweeter with Fluz: earn cashback on gift cards for sunset dinners, dive shops, groceries, and getaways, then let those rewards drift into your savings. Laid-back living deserves hardworking money � and with Southernmost FCU plus Fluz cashback in your corner, every day feels a little more like Margaritaville.