St. Joseph Teachers' Credit Union
Earn up to 1.5% cashback at St. Joseph Teachers' Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at St. Joseph Teachers' Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving educators in St. Joseph, Missouri since 1937, St. Joseph Teachers' Credit Union is a not-for-profit cooperative owned by its members. From its Village Drive office it offers savings with competitive dividends, vehicle loans and refinancing, credit cards, and family membership options built around the local school community.
Teachers deserve a financial partner that gives back, and St. Joseph Teachers' Credit Union has been doing exactly that in St. Joseph, Missouri since 1937. As a member-owned cooperative, it returns value through higher dividends on deposits and lower rates on auto loans and credit cards. Want to stretch your paycheck even further? Pair your credit union smarts with Fluz and earn cashback on everyday purchases like gas, groceries, and dining. Shop through Fluz, stack the rewards, then deposit your earnings right back into your credit union savings. It is a lesson in smart money that pays for itself.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.