St. Pats Employees Credit Union
Earn up to 1.5% cashback at St. Pats Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at St. Pats Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
St. Pat's Employees Federal Credit Union is a nonprofit cooperative in Missoula, Montana, serving the St. Patrick Hospital community. Located in the Broadway Building downtown, it provides regular and club savings, term share certificates, auto loans, Visa prepaid cards, direct deposit, and online banking with a personal, healthcare-focused touch.
Healthcare workers keep Missoula healthy, and St. Pat's Employees Federal Credit Union keeps their finances in great shape. From term share certificates and holiday club accounts to auto loans and prepaid Visa cards, this hospital-community cooperative delivers member-first banking right from the Broadway Building. Ready to boost your bottom line even more? Fluz lets you earn cashback on gift cards for everyday spending, so date night, groceries, and gas all pay you back. Combine your credit union's low-cost services with Fluz rewards and you have a prescription for healthier savings with every single purchase you make.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.