St. Philip'S Church Credit Union
Earn up to 1.5% cashback at St. Philip'S Church Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at St. Philip'S Church Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded in 1951 with just $100 to counter discriminatory banking practices, St. Philip's Church Federal Credit Union operates from historic St. Philip's Episcopal Church on West 134th Street in Harlem, New York. Now holding over $1.5 million in assets, it offers competitive savings and reasonable-rate loans to church members and neighbors seeking affordable banking.
Born from $100 and a determination to fight banking discrimination, St. Philip's Church Federal Credit Union has been a Harlem institution since 1951. Housed in the undercroft of St. Philip's Episcopal Church on West 134th Street, this independently managed cooperative now stewards over $1.5 million in assets, welcoming parishioners and anyone hungry for fair, affordable banking. Honor that legacy of financial empowerment by making every dollar count � Fluz delivers instant cashback when you buy gift cards for groceries, transit-day coffee, dining, and retail through the app. Collect rewards on daily life, then grow them in your credit union savings.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.