For members across U.S. Virgin Islands, St. Thomas Credit Union combines personal service with modern account access, helping households manage deposits, credit, borrowing, and long-term financial goals. Members can access core products while working with a financial cooperative connected to its community.

Members looking for a community-based financial institution can turn to St. Thomas Credit Union for deposit accounts, lending, and convenient digital access. Serving U.S. Virgin Islands, the credit union emphasizes practical financial tools, local service, and support for different stages of life, whether someone is opening a first account, financing a vehicle, or planning a home purchase. Fluz can help make that everyday spending more rewarding: use an eligible St. Thomas Credit Union card through Fluz to earn additional cashback at participating brands and stack value on top of regular card benefits.