Straits Area Federal Credit Union serves Northern Michigan communities including Cheboygan, Indian River, and Mackinaw City. It provides checking, lending, credit cards, savings, and local member service for people looking for hometown banking across the Straits area.

Straits Area Federal Credit Union brings hometown banking to Northern Michigan with branches in Cheboygan, Indian River, and Mackinaw City. Members can use checking accounts, loans, credit cards, savings, and personalized support from a credit union focused on local service. By using an eligible Straits Area card through Fluz, members can earn extra cashback at participating merchants and make everyday purchases stretch further.