Sun Pacific Credit Union
Earn up to 1.5% cashback at Sun Pacific Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Sun Pacific Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Operating from Richmond, California, Sun Pacific Federal Credit Union delivers cooperative banking to Bay Area members. Its lineup covers share savings, checking, vehicle financing, and personal credit, backed by online banking access. As a not-for-profit, it returns value through better rates and minimal fees.
Sunshine for your finances�that's Sun Pacific Federal Credit Union in Richmond, California. This Bay Area cooperative treats members like owners because they are, offering solid savings options, checking, affordable auto loans, and personal credit with rates that outshine typical bank offers. Online banking keeps everything within reach, whether you're commuting or relaxing at home. Brighten your budget even more by adding Fluz to your routine: earn cashback every time you buy gift cards for shopping, dining, or streaming. Stack those rewards with Sun Pacific's low-cost banking and your money works harder under the California sun.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.