SWEMP Federal Credit Union is a small, member-owned cooperative in Texarkana, Texas, established in 1946 by employees of SWEPCO, the regional electric utility. Today it serves SWEPCO/AEP workers and their immediate families with share savings, Christmas Club accounts, share certificates, auto loans, and personal lending.
Powering savings since 1946, SWEMP Federal Credit Union has been the financial home for SWEPCO and AEP employees in Texarkana, Texas for generations. Members enjoy friendly, personal service plus share savings, kids' accounts, Christmas Club, certificates, and competitive auto and personal loans. Want to squeeze even more value out of every dollar? Pair your SWEMP membership with Fluz and earn cashback on everyday purchases like groceries, gas, and dining. Stack Fluz rewards on top of your credit union savings, then stash the extra cash right into your share account. Smart banking meets smart spending.