Tel-U-Watt Credit Union
Earn up to 1.5% cashback at Tel-U-Watt Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Tel-U-Watt Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Tel-U-Watt Federal Credit Union has served Minot, North Dakota since 1934, originally formed for telephone and utility workers. Today it supports employees of SRT Communications and Xcel Energy with share savings, vehicle and personal loans, and the close-knit, member-first service that only a small hometown cooperative can provide.
Since 1934, Tel-U-Watt Federal Credit Union has been powering the finances of Minot's telephone and utility workers, and today it proudly serves SRT Communications and Xcel Energy employees across North Dakota. Nine decades of steady service means members get honest rates on loans and savings without big-bank runaround. Ready to amplify those benefits? Fire up Fluz before you shop and watch cashback accumulate on gift cards, groceries, streaming, and more. It's a simple way to generate extra dollars you can park in your Tel-U-Watt account. Small credit union, smart app, serious rewards; that's an energizing combination.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.