Tel-U-Watt Federal Credit Union has served Minot, North Dakota since 1934, originally formed for telephone and utility workers. Today it supports employees of SRT Communications and Xcel Energy with share savings, vehicle and personal loans, and the close-knit, member-first service that only a small hometown cooperative can provide.

Since 1934, Tel-U-Watt Federal Credit Union has been powering the finances of Minot's telephone and utility workers, and today it proudly serves SRT Communications and Xcel Energy employees across North Dakota. Nine decades of steady service means members get honest rates on loans and savings without big-bank runaround. Ready to amplify those benefits? Fire up Fluz before you shop and watch cashback accumulate on gift cards, groceries, streaming, and more. It's a simple way to generate extra dollars you can park in your Tel-U-Watt account. Small credit union, smart app, serious rewards; that's an energizing combination.