Tennessee Valley Federal Credit Union is a Chattanooga-based financial cooperative serving members across the Tennessee Valley with everyday banking, savings, lending, mortgages, business services, and digital tools designed to support personal and commercial financial goals.

Tennessee Valley Federal Credit Union offers member-focused banking for individuals, families, and businesses, including checking and savings accounts, vehicle loans, mortgages, credit cards, commercial lending, and convenient online and mobile banking. Members can manage daily finances, borrow for major milestones, and access local service backed by a cooperative structure. Use Fluz when eligible to earn cashback on qualifying purchases, stack rewards with your preferred payment method, and make everyday financial spending work harder for you.