The Family First Credit Union
Earn up to 1.5% cashback at The Family First Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at The Family First Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Originally chartered in November 1956 as Deaconess Federal Credit Union by a handful of hospital employees, this Great Falls, Montana institution rebranded as Family First and, since 2002, has opened its doors to residents of Cascade, Chouteau, Judith Basin, Pondera, and Teton counties, still guided by cooperative, member-first values.
What started with a small group of Deaconess Hospital coworkers in 1956 has grown into Family First Federal Credit Union, a trusted financial partner across five counties in north-central Montana. Big enough to serve you, small enough to know you sums up the experience members find here, from checking and savings to debit cards and consumer loans. When you bank with Family First and shop or load funds through Fluz, everyday transactions can start earning cashback rewards, adding a modern perk to a credit union that has always put its neighbors' financial wellbeing first.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.