The Local Credit Union serves middle-class families and local Michigan members with practical financial services built around savings, loans, home banking, mobile app, insurance savings, loan payments. Based in Sterling Heights, Michigan, the credit union combines local service with digital convenience, giving members a cooperative alternative for everyday banking, borrowing, and long-term financial planning.

Whether members are opening a first account, financing a vehicle, or managing bills online, The Local Credit Union offers tools designed around real financial needs. Its cooperative structure emphasizes member value, practical rates, and accessible service across branches, online tools, and mobile channels. Fluz adds another layer of value by helping members earn cashback at participating merchants on top of their everyday payment habits.