Twin Oaks Credit Union
Earn up to 1.5% cashback at Twin Oaks Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Twin Oaks Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Twin Oaks Federal Credit Union serves members in the Apple Grove and Point Pleasant region of West Virginia. As a locally rooted cooperative, it offers straightforward financial services such as savings, checking, and loan products, prioritizing friendly, face-to-face relationships and returning value to members rather than outside shareholders.
Twin Oaks Federal Credit Union proves that great banking can still come with a handshake and a smile. Serving West Virginia's Apple Grove and Point Pleasant communities, this member-owned cooperative offers savings, checking, and competitively priced loans with the warmth of a place where the staff knows your name. Since members own the credit union, the benefits come back to you. Add Fluz to the mix and your spending starts giving back too, delivering instant cashback and rewards on gift cards and everyday buys. Deposit those earnings at Twin Oaks and watch your savings grow a little faster every month.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.