Two Rivers Credit Union
Earn up to 1.5% cashback at Two Rivers Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Two Rivers Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Two Rivers Federal Credit Union is a community-based cooperative in Arkadelphia, Arkansas. Serving local residents and members, it delivers everyday financial essentials including savings and checking accounts, auto loans, and mobile banking, emphasizing trustworthy, member-owned service for individuals and families in the surrounding area.
Down in Arkadelphia, Two Rivers Credit Union proves that member-owned banking can be both friendly and forward-thinking. Whether you are opening your first savings account, financing a vehicle, or just checking balances on your phone, you get the kind of personal attention big banks rarely match. And here is a bonus: connect the Fluz app to your routine and you can earn cashback and rewards on purchases across the places you already shop. It is an easy upgrade to your financial life, blending the hometown reliability of a trusted credit union with modern perks that put a little more back in your wallet.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.