U.H.S. Employees Federal Credit Union serves employees, medical staff, and volunteers of United Health Services Inc. and its healthcare affiliates in Binghamton, Johnson City, and the Southern Tier of New York, plus their immediate family members. Chartered in 1974, it offers savings and checking accounts, personal and auto loans, debit/credit cards, and CUOnlineUHS online and mobile banking.

For those connected to United Health Services in Binghamton, Johnson City, and the Southern Tier of New York, U.H.S. Employees Federal Credit Union offers the kind of hometown banking that feels personal � friendly service, competitive loan rates, and everyday accounts built around the needs of hospital staff and their families. Whether you're saving for a car, managing a household budget, or just want simple checking with real people behind it, this credit union keeps things local and member-focused. And while you bank close to home, members can also use Fluz to stack extra cashback and rewards on everyday spending, gift card purchases, and bill payments � making every dollar go further.