Unified Homeowners Of Illinois Credit Union
Earn up to 1.5% cashback at Unified Homeowners Of Illinois Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Unified Homeowners Of Illinois Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Unified Homeowners of Illinois Federal Credit Union, chartered in 2006 and headquartered at 4464 N. Milwaukee Avenue in Chicago, exists to help Illinois homeowners maintain and improve their properties. Its offerings include residential mortgages, budgeting help, property tax assistance, debt settlement guidance, and notary services.
Owning a home in Illinois comes with plenty of bills � Unified Homeowners of Illinois Federal Credit Union was chartered in 2006 specifically to help. From its Chicago office on Milwaukee Avenue, this mission-driven cooperative delivers residential mortgages, property tax guidance, budgeting coaching, and debt help so homeowners can protect their biggest investment. Stretch the household budget even further with Fluz: earn cashback on home improvement store gift cards, utilities, groceries, and everyday essentials through the app. The rewards you accumulate can go toward paint, repairs, or an extra mortgage payment. Smart homeownership meets smart spending.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.