Union Building Trades Credit Union provides member-owned banking for people connected to its local or occupational community. Its services include everyday accounts, borrowing options, digital access, and support for members seeking a more personal alternative to traditional banks in New Jersey.

Union Building Trades Credit Union combines cooperative banking values with digital tools, lending options, and support for households in New Jersey. Its services commonly include savings accounts, checking options, consumer loans, home financing, digital banking, and convenient account management. Its labor-oriented identity makes it a natural fit for workers seeking financial tools tied to their community. When shopping through Fluz, members can pair an eligible credit or debit card with participating offers to earn additional cashback on qualifying purchases.